Trading 212 Review

Wanna see if Trading 212 is a legit broker? Is it safe to trade? Is Trading 212 spread high or low? How long it take to deposit or withdraw?

We provide answers to all the questions in this Trading 212 Review.

We checked Trading 212 licenses and regulation status, compared Trading 212 Fees, spread & commission from the Live account to over 150 brokers. The time for deposit & withdrawal and many more findings crucial for your trading success, all you can get in this Review.

What is Trading 212

Trading 212 is a global fintech company, Forex and CFD broker established in 2006 with headquarters in the UK. Trading 212 also is the first company to offer zero-commission Stock Investment.

The company is regulated by several financial authorities including the respected Financial Conduct Authority (FCA) in the UK and Bulgarian FSC.

Trading 212 Highlights

Regulation

License and respected regulation are the keys to traders’ money security. There are two factors to check, the broker’s license with its background and how traders protected if anything go wrong.

Is Trading 212 legit

Trading 212 is regulated by several financial authorities, including the UK’s Financial Conduct Authority (FCA), and additional one from the Bulgarian FSC.

Trading 212 Licenses and Regulatory status

Entity	Registered in	Regulator	License no.	Status
Trading 212 UK Ltd.	United Kingdom	Financial Conduct Authority (FCA)	609146	Currently Regulated
Trading 212 Ltd.	Bulgaria	Financial Supervision Commission (BFSC)	RG-03-0237	Currently Regulated

Is Trading 212 safe

Trading 212 considered safe because regulated by the top-tier FCA and ASIC.

Trading 212 operates two fully legal and regulated entities allowing to serve traders worldwide. Each entity applies specific regulatory restrictions or regulations also the amount of protection trader gets in case of insolvency.

Trading 212 Compensation Scheme

Entity	Compensation Amount	Negative Balance Protection
Trading 212 UK Ltd.	£85,000	Yes
Trading 212 Ltd.	€20,000	Yes

We recommend registering trading account with the UK entity, if it’s possible for you, as we consider FCA regulations as the best.

Trading 212 provides negative balance protection for the accounts that due to trades went below zero.

Markets and Products

At Trading 212 there is a good range of product offering, with a definition to either trade Live CFDs or to Invest.

Forex

You can trade Live CFDs on Forex, Stocks, Indices and Commodities. Forex Currency pairs at Trading 212 are widely presented and are traded on CFD basis.

Invest

Trading 212 was the first broker to offer zero-commission Stock trading, while Real Stocks and ETFs are defined by Trading 212 as an investment. In Trading 212 Invest you can find over 3,000 Stocks and ETFs available.

Markets	Instruments
Forex	160
Indices	23
Commodities	26
Cryptocurrencies	16
Shares	1700

Account types

Trading 212 has two account types, defined by the type of trading or investment the client wishes to perform.

CFD vs Invest

CFD and Invest are two different types in Trading 212, CFD is for Active Live Trading of CFDs based with tight spreads, and Free Trading 212 Invest is for Real Stocks & ETFs investing.

	Invest	CFD
Minimum Deposit	1 USD/EUR/GBP	10 USD/EUR/GBP
Minimum Balance	–	–
Spreads From	–	1.4 pips
Commissions	Zero Commissions	Zero Commissions

Fees and commissions

Fee levels in Trading 212 we rank as average and low based on the instrument offering and compared to other 150 brokers Live account spread.

Spread we collect for popular instruments, 6 markets and 150 brokers

Markets	Instruments	Low	Average	High
Forex	EUR/USD	0.1-0.9	1-1.5	1.6 or higher
Indices	US S&P500		0.75-1
Commodities	Gold		0.3-0.5
Stocks	Tesla
ETFs	US Russell 2000
Cryptocurrencies	Bitcoin		0.5-0.75%

Spreads

Trading 212 CFD account costs are built into a floating spread. Comparing the spreads derived from Live Account to industry benchmarks, we see the Trading 212 Live spread on Forex and Stocks within average and low spread.

While the spreads on CFD Indices and Commodities are high.

Markets	Instruments	Trading Spread	Other brokers’ avg spread
Forex	EUR/USD	1.3	1-1.5
Indices	US S&P500	2.8
Commodities	Gold	1.13
Stocks	Tesla	0.65
ETFs	US Russell2000	2.34
Cryptocurrencies	Bitcoin	Not available

Free Share

Investing in Real Stocks and ETFs you will trade as Free Share, with 0$ Commission if you open Trading 212 Invest Account.

Other Fees

Trading 212 has low non-trading fees. There is no fee for deposits below 2,000$ and withdrawal is with no extra fees.

However, there is a conversion fee for CFD trading for other currencies compared to your account.

Trading Conditions

The trading conditions at Trading 212 are good. You can deploy Hedging and Aggregating trading strategies through easy switch between two models. But scalping is strictly forbidden.

Trading Conditions	Yes/No
Hedging Allowed	Yes
Scalping Allowed	No
Change Leverage Allowed	Yes

For hedging, there are no time limitations for keeping your open hedging positions.

For scalping, Trading 212 does not allow scalping and mainstay on its proprietary platform so no Expert Advisors (EAs) and no VPS.

Trading 212 allowing to use leverage for CFD trading and change its levels to fit the trading need, but depending on the regulatory restrictions.

Stop Loss

Trading 212 Stop Loss is a pending order available for traders to close

Deposit

Trading 212 do not add deposit fees for deposits below £2,000. Above the limit a fee of 0.7% will be applied.

There are options of the bank transfer, Credit or Debit cards, and range of electronic wallets, including PayPal.

A bank transfer can take several business days, while alternative payments are instant.

Deposit Method	Funding Time	Fee
Credit Card	Instant	Free
Skrill, Neteller	Instant	Free
PayPal	Instant, Available only for CFD	Free
Wire Transfer	Few business days	Free
Instant Bank Transfer via TrueLayer	Instant	Free
Dotpay, Giropay	Instant	Free
Carte Bleue	Instant	Free
iDEAL	Instant	Free
Apple/ Google Play	Instant	Free

Minimum Deposit

You can start Trading 212 Live Account 1 USD / GBP/ EUR available for Invest Account. Trading CFDs will require a minimum deposit of 10$.

Withdrawal

Similarly to deposits, there is no fee for withdrawal at Trading 212. Same options as deposits are available for withdrawals too, typically withdrawal requests are approved within 1 business day.

Withdrawal Method	Withdrawal Time	Fee
Credit Card	3 business days	0$
Wire Transfer	3 business days	0$
Skrill, Neteller	10-15 minutes	0$
Apple & Google Pay	3 business days	0$
PayPal	10-15 minutes	0$

Bonus

There is no welcome Bonus or trading bonuses for Trading 212 clients, but referral program for existing Traders allowing to invite friends and get Free Shares.

Trading Platform

Trading 212 mainstays on proprietary Web-Platform supporting two trading modes hedging and aggregating and available for both Trading 212 Invest and Trading 212 CFD accounts.

The platform is Web Based software accessible across all devices and operating systems Windows and Mac, also supporting various languages.

App

Android and iOS Trading 212 App included in the package, we rank it as good, easy to use app with intuitive design.

Research and Tools

Trading 212 research and tools are available directly through the platform, and easy access to education videos. There is inbuilt Economic Calendar, News Feed and Daily market Analysis.

From the cons, there is no analysis from Top-Tier sources, but a standard range of tools and Sentiments designed to proprietary platform. In Trading Invest there is good tool Trading 212 Hotlist showing number of traders in particular Stock.

Trading 212 Research tools available through:

• Trading 212 platform
• Trading 212 website – Learn

Education

Trading 212 education content is well organized, which you can access through Trading 212 website Learn section. Video tutorials through YouTube channel, Demo account with 10k$ virtual funds, and quality read Articles defined b topics.

On the negative side is lack of Webinars.

At Trading 212 you can learn though the following ways:

• Demo account
• Educational videos and popular YouTube Channel
• Quality Learning articles

Demo Account

Demo Account is Free, with no limits on use. Upon opening of Live Trading account you can still use Demo account for practice through an easy switch between Live and Demo mode.

Customer Service

Trading 212 customer service ranked good, common questions are answered via FAQ section, and we got relevant answer through Live Chat.

Trading 212 Customer Support is available 24/7 in various languages:

• Live chat
• Telephone
• Email

Trading 212 Live chat response is fast speed, the chat agents are helpful.

Question Asked	We asked about Leverage.
Time of Reply	It was about 5 mins to connect to Live Chat and waiting before we connect to customer support representative.
Quality of Reply	The answer was relevant.

Conclusion

Trading 212 is a safe broker to trade. There is option to trade CFDs or Invest in Real Stocks or ETFs.

There are two entities of Trading 212 and we would recommend trading with the UK. For the downsides, there is no alternative platform, so if you prefer trading or EAs ad popular MT4 go for another broker.

We recommend Trading 212 for traders who prefer CFDs trading and do not mind to use a proprietary platform. Also for Investment in Real Stocks with 0 Fees.